A complete application must be submitted by each occupant eighteen (18) years of age or older.

• All applications must be signed by the individual.
• Application fees must be paid before the application will be processed.
• Application fees are non-refundable.
• The application, even if accepted, shall under no circumstances be considered a lease agreement between applicant and the owner of the property or an offer to lease.

Application Fees:

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Verification of Identity:

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• Valid government-issued identification must be uploaded at the end of this application.
• In addition to the provision of a valid government ID, a secondary form of identification is REQUIRED for your application to be completed and reviewed. Acceptable secondary forms of identification: Social Security card, ITIN (W-7), birth certificate, and a driver's license, passport, green card - if not used for the initial form of ID.
• For non-US citizens, an ITIN (W-7), a work ID number (Alien Registration #, USCIS, or I-94 Admission # or an ITIN (W-7) will be accepted in place of a Social Security number.

Application process:

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• Applications will be processed in approximately 48 to 72 business hrs. not including weekends and Holidays. (Applications that have not been fully completed or missing documents/attachments will delay the approval process)

Multiple applicants Denial:

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• If there are multiple applicants applying jointly and one applicant’s application is declined for any reason, the entire application for all applicants will be considered declined. All application fees are non-refundable.

Verification of Residency History:

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• Residence history of two (2) years with a minimum of six (6) months at current residence is required.
• Automatic denial for previous eviction within the last three (3) years.
• Must have less than one hundred dollars ($100) total unpaid balances reported on past rentals.
• No more than an average of one (1) late payment reported as late over twelve (12) months (prorated if the total rental history on any lease is less than twelve (12) months).
• No more than one prior landlord reporting security deposit not returned.
• No prior landlord reporting “proper move-out notice not received.”
• No prior landlord reporting “would not rent again.”
• Application will be denied if there have been any eviction (summary ejectment) proceedings initiated within 36 months.

Income Requirements:

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• Current gross monthly income is at least 3x monthly rent OR savings/investment account balances sufficient to pay 6 months* rent.
• Documentation requirements as described in the table below:

Credit Report:

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Manager’s authorized credit reporting services vendor will be used to evaluate tenants.  Outside credit reports cannot be substituted.

All occupants eighteen (18) and over must have their credit and criminal reports run regardless of employment status or financial responsibility for rent payments.

Income and credit history will be entered into a credit scoring model to determine rental eligibility and security deposit levels.

Must have established credit history.

The minimum credit score is 500.

• Applicants with a credit score of 500-549 will be required to pay a security deposit equal to two point two times (2.2X) the monthly rental amount. Applicants in Maryland and North Carolina with a credit score of 500-549 will be required to pay a security deposit equal to two times (2X) the monthly rental amount.

• Applicants with a credit score of 550-599 will be required to pay a security deposit equal to one point seven times (1.7X) the monthly rental amount. Applicants in North Carolina with a credit score of 550-599 will be required to pay a security deposit equal to one point five times (1.5X) the monthly rental amount.
• Applicants with a credit score of 600 and above will be required to pay a security deposit equal to one point two times (1.2X) the monthly rental amount. Applicants in North Carolina with a credit score of 600 and above will be required to pay a security deposit equal to one times (1X) the monthly rental amount.

Some history of collections is acceptable but no outstanding landlord or essential utility collections (Essential utilities include electric, water, natural gas, sewer…).

Past due debt not to exceed two thousand five hundred dollars ($2,500).

Any applicant with an eviction within the last three (3) years or a landlord judgment for past due rent will be denied.

Discharged bankruptcies are excluded and will not count against an applicant’s score.

For some properties, a dismissed bankruptcy in the last three (3) years or a currently open foreclosure may result in denial.  Please contact us prior to applying to determine if these criteria are applicable to a particular property.

Criminal History:

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A criminal background check will be completed for each Applicant.

The company will not deny an Applicant solely based on arrests or pending criminal actions.

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An Applicant will be automatically denied if the criminal background check reveals:

• Any misdemeanor in the last three (3) years, excluding minor infractions classified as traffic, DUI/DWI, alcohol-related offense (non-traffic), or animal/wildlife offense(s).
• Any felony conviction(s) in the last seven (7) years.
• Any sexual offenses.
• Any drug-related crimes involving manufacture or distribution.
• Criminal activity that evidences a demonstrable risk to the safety of other persons and/or property.
• The Applicant is registered as a sex offender.

Guarantor or co-signers cannot be used as a substitute for this requirement.

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These criteria do not constitute a guarantee or representation that residents or occupants currently residing in one of our homes have not been convicted of, or subject to, deferred adjudication for a felony, certain misdemeanors, or sex offenses requiring registration under applicable law. Residents or occupants may have resided in one of our homes prior to implementation of this policy, and our ability to verify this information is limited to the information available to us by the applicant and credit reporting services. Residents or occupants who are convicted of any of the foregoing after the Lease Application may be subject to forfeiture of Lease Application Fees or eviction if conviction occurs after move-in.

Miscellaneous Information

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• The maximum number of adults allowed to occupy a dwelling is two times (2X) the number of bedrooms in the dwelling. The limits may be increased or decreased by local law or ordinance.
• Applications will be processed in the order received, and Manager will continue to accept applications until a holding deposit is paid and lease agreement is signed.
• Applications will be processed in approximately 48 to 72 business hrs.
• All move-in funds (first month’s rent or proration and security deposit) are to be paid with a cashier’s check or money order.  A security deposit will be due at the time of lease signing.  This is to also be paid in the form of a cashier’s check or money order. In certain situations, a higher security deposit may be accepted in lieu of acceptable credit or employment history at landlord’s sole discretion.
• Applicant will pay the pro-rated amount of rent for the month if move-in is on or before the 20th of the month. Applicants that move-in after the 20th will pay the pro-rated amount of rent plus the next full month’s rent.
• Renters insurance is required for all tenants and is required for all pet owners.
• Any falsification in applicant’s paperwork will result in the automatic denial of application.  In the event an applicant falsifies his/her paperwork, landlord has the right to hold all deposits and fees paid to apply toward any damages.
• Applicants will be responsible for all utilities (subject to local laws) on the property.  Wherever applicable, utility accounts remain in the homeowner's name and are managed by a third-party utility management company. In all other instances, utilities will be put into the resident's name for the property lease dates. Confirm with property manager prior to transferring utilities. Utility charges, along with set-up and statement fees, will be charged back to resident ledgers to be paid to Bridge Homes.